We specialize in bookkeeping, payroll, income tax return preparation, and retirement planning, and serve a nationwide clientele consisting of individuals and businesses of all types and sizes (LLC, partnerships, C & S Corporations), as well as trusts and estates. As financial problem solvers, we provide practical advice and proactive solutions with personalized service. We are affordable, experienced, and friendly, and we tirelessly study and research the ever-changing world of tax law and regulation so that we can help every client realize the greatest possible savings and return on investments. Our office is conveniently located in Dover, Delaware. Please contact us today to find out more about how we can make YOUR life less taxing!Tax
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Every business owner gets surprised by something, and usually not what they expected.
Some surprises are good, some are expensive, and some change how you think about growth.
Whatโs been the biggest surprise in your business journey so far?
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What do you think peopleโs biggest financial worry is heading into 2026?
A) Rising cost of living
B) Job or income stability
C) Having enough saved for emergencies
D) Paying off tax debt
E) Retiring comfortably
(Bonus: What are you hearing most people in your circle talk about right now?)
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โ๐๐ฉ๐บ ๐ข๐ฎ ๐ ๐ด๐ฐ ๐ฃ๐ถ๐ด๐บโฆ ๐ฃ๐ถ๐ต ๐ฎ๐บ ๐ฃ๐ข๐ฏ๐ฌ ๐ข๐ค๐ค๐ฐ๐ถ๐ฏ๐ต ๐ด๐ข๐บ๐ด ๐ฐ๐ต๐ฉ๐ฆ๐ณ๐ธ๐ช๐ด๐ฆ?โ
That question hits a lot of business owners this time of year, especially when sales are strong, but cash flow still feels tight.
Often, itโs not about how much youโre making.
Rather, itโs ๐ธ๐ฉ๐ฆ๐ฏ the money moves.
If payments arrive after your bills go out, growth can actually strain your cash instead of strengthening it.
A few small shifts can ease the squeeze:
๐ฐ Offer small perks for early payments.
๐ฉ Send invoices the same day the workโs done.
๐ณ Make it effortless to pay online.
๐ Adjust pricing so it reflects todayโs costs.
๐ข Lease instead of buy to keep more cash on hand.
You donโt need to overhaul everything โ just fine-tune how cash flows through your business.
๐ Which one of these feels most doable for you right now?
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First State CPAs & Associates |
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18 S. State St, Dover, DE 19901 |
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| (302) 736-6657 | |
| Business Hours | |
| January 1st April 15th | |
| MondayโFriday: | 8amโ5pm |
| Saturday & Sunday: | closed |
| April 16th December 31st | |
| MondayโThursday: | 8amโ5pm |
| Friday, Saturday & Sunday: | closed |