Welcome to First State CPAs & Associates

Full-Service Accounting, Tax Preparation, Tax Planning and Bookkeeping for Individuals and Businesses Nationwide

At First State CPAs, we make YOUR life less taxing!

First State CPAs & Associates specializes in providing first-rate business accounting, tax preparation, and advisory services. Our team of dedicated professionals has the experience, insight, and business acumen to identify the best accounting solutions and tax strategies for maximizing deductions and credits, as well as improving overall business performance.


First State CPAs, Dover DEWe specialize in bookkeeping, payroll, income tax return preparation, and retirement planning, and serve a nationwide clientele consisting of individuals and businesses of all types and sizes (LLC, partnerships, C & S Corporations), as well as trusts and estates. As financial problem solvers, we provide practical advice and proactive solutions with personalized service. We are affordable, experienced, and friendly, and we tirelessly study and research the ever-changing world of tax law and regulation so that we can help every client realize the greatest possible savings and return on investments. Our office is conveniently located in Dover, Delaware. Please contact us today to find out more about how we can make YOUR life less taxing!

Tax
Services

First State CPAs, Dover DE - Tax Services
A comprehensive approach to both business and personal taxes that leverages veteran expertise with a passion for client satisfaction.

Accounting
Services

First State CPAs, Dover DE - Accounting Services
An uncompromising commitment to the most reliable accounting techniques and practices for both individuals and businesses.

Software
Services

First State CPAs, Dover DE - Software Services
Installation, setup and training for all versions of Quickbooks from in-house Advanced Certified Quickbooks ProAdvisors.

Retirement
Planning

First State CPAs, Dover DE - Retirement Planning
Invaluable guidance from in-house Certified Retirement Counselors with investments, risk management, estate planning and more.

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๐—ช๐—ต๐˜† ๐—ฑ๐—ถ๐—ฑ๐—ป'๐˜ ๐—œ ๐—ด๐—ฒ๐˜ ๐˜๐—ต๐—ฒ ๐—ณ๐˜‚๐—น๐—น ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐˜๐—ฎ๐˜… ๐—ฑ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—ถ๐—ณ ๐˜๐—ต๐—ฒ ๐—น๐—ถ๐—บ๐—ถ๐˜ ๐˜„๐—ฒ๐—ป๐˜ ๐˜‚๐—ฝ?

The short answer: Income phaseouts.

While the 2026 SALT cap jumped to $40,400, once your income passes $505,000, the IRS gradually scales that write-off back down to $10,000.

3 quick ways to keep your write-offs:
1. Max out pre-tax retirement contributions before Dec 31.
2. Harvest capital losses to offset gains and trim your adjusted income.
3. Map out a strategy before this higher cap resets in 2030.

Want to see if itemizing makes sense for you this year?
Comment ๐—ฃ๐—Ÿ๐—”๐—ก below to get something scheduled.
... See MoreSee Less

๐—ช๐—ต๐˜† ๐—ฑ๐—ถ๐—ฑ๐—ป๐˜ ๐—œ ๐—ด๐—ฒ๐˜ ๐˜๐—ต๐—ฒ ๐—ณ๐˜‚๐—น๐—น ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐˜๐—ฎ๐˜… ๐—ฑ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—ถ๐—ณ ๐˜๐—ต๐—ฒ ๐—น๐—ถ๐—บ๐—ถ๐˜ ๐˜„๐—ฒ๐—ป๐˜ ๐˜‚๐—ฝ?

The short answer: Income phaseouts.

While the 2026 SALT cap jumped to $40,400, once your income passes $505,000, the IRS gradually scales that write-off back down to $10,000.

3 quick ways to keep your write-offs:
1. Max out pre-tax retirement contributions before Dec 31.
2. Harvest capital losses to offset gains and trim your adjusted income.
3. Map out a strategy before this higher cap resets in 2030.

Want to see if itemizing makes sense for you this year?
Comment ๐—ฃ๐—Ÿ๐—”๐—ก below to get something scheduled.

How many of your receipts are currently:

๐Ÿ‘œ In your wallet
๐Ÿš— In your car
๐Ÿ“ฆ In a random drawer
๐Ÿ“ฑ Or buried in your camera roll?

No judgment, we've seen it all!

What if we told you there's an easy way to keep track of those?
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๐—›๐—ผ๐˜„ ๐—ฐ๐—ฎ๐—ป ๐—œ ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐˜‚๐˜€๐—ฒ ๐—”๐—œ ๐—ถ๐—ป ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐˜„๐—ถ๐˜๐—ต๐—ผ๐˜‚๐˜ ๐—ฟ๐—ถ๐˜€๐—ธ๐—ถ๐—ป๐—ด ๐—บ๐˜† ๐—ฐ๐—ฎ๐˜€๐—ต ๐—ณ๐—น๐—ผ๐˜„?

First, know where AI's capabilities end and where human oversight needs to take over. AI can be a great tool for improving efficiency, but it's best used to generate ideas.

Here are some other practical ways to safely use AI in your business:
โ€ข Brainstorm service offerings, campaign ideas, and meeting agendas
โ€ข Outline processes and identify operational inefficiencies
โ€ข Draft marketing content, emails, and client communications
โ€ข Streamline routine administrative tasks

๐˜ž๐˜ฉ๐˜ข๐˜ต ๐˜ฃ๐˜ถ๐˜ด๐˜ช๐˜ฏ๐˜ฆ๐˜ด๐˜ด ๐˜ต๐˜ข๐˜ด๐˜ฌ ๐˜ฉ๐˜ข๐˜ด ๐˜ˆ๐˜ ๐˜ด๐˜ข๐˜ท๐˜ฆ๐˜ฅ ๐˜บ๐˜ฐ๐˜ถ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฎ๐˜ฐ๐˜ด๐˜ต ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ฐ๐˜ฏ?
... See MoreSee Less

๐—›๐—ผ๐˜„ ๐—ฐ๐—ฎ๐—ป ๐—œ ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐˜‚๐˜€๐—ฒ ๐—”๐—œ ๐—ถ๐—ป ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐˜„๐—ถ๐˜๐—ต๐—ผ๐˜‚๐˜ ๐—ฟ๐—ถ๐˜€๐—ธ๐—ถ๐—ป๐—ด ๐—บ๐˜† ๐—ฐ๐—ฎ๐˜€๐—ต ๐—ณ๐—น๐—ผ๐˜„?

First, know where AIs capabilities end and where human oversight needs to take over. AI can be a great tool for improving efficiency, but its best used to generate ideas.

Here are some other practical ways to safely use AI in your business:
โ€ข Brainstorm service offerings, campaign ideas, and meeting agendas
โ€ข Outline processes and identify operational inefficiencies
โ€ข Draft marketing content, emails, and client communications
โ€ข Streamline routine administrative tasks

๐˜ž๐˜ฉ๐˜ข๐˜ต ๐˜ฃ๐˜ถ๐˜ด๐˜ช๐˜ฏ๐˜ฆ๐˜ด๐˜ด ๐˜ต๐˜ข๐˜ด๐˜ฌ ๐˜ฉ๐˜ข๐˜ด ๐˜ˆ๐˜ ๐˜ด๐˜ข๐˜ท๐˜ฆ๐˜ฅ ๐˜บ๐˜ฐ๐˜ถ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฎ๐˜ฐ๐˜ด๐˜ต ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ฐ๐˜ฏ?
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First State CPAs
& Associates
18 S. State St,
Dover, DE 19901
 (302) 736-6657
Business Hours
 
January 1st January 31st
Mondayโ€“Friday:8amโ€“5pm
Saturday & Sunday:closed
 
February 1st April 15th
Mondayโ€“Thursday:8amโ€“6pm
Friday:8amโ€“5pm
Saturday:By appointment
Sunday:closed
 
April 16th December 31st
Mondayโ€“Thursday:8amโ€“5pm
Friday, Saturday & Sunday:closed